Consumer support / Legal

What is Cy Pres?  

When a class action lawsuit prevails, the defendant entity is ordered to pay restitution or other punitive financial damages to the class.  The courts require that every effort is made to award to class members.  Where it is not possible to directly distribute all monies to class members, or when there are residual funds after all payouts have been made, a cy pres distribution may be made. 

Consumer support / Assisted Living Information

It's a common question:  Who pays for care in assisted living facilities?  Medicare?  Medi-Cal?   Assisted living is considered a 'non-medical' care model, therefore there is no health insurance benefit that covers assisted living services.  Assisted living services are private pay.  Funds for 'private pay' come the individual's pensions, investments, savings, and sometimes - long term care insurance.  Individuals considering placing themselves or their loved ones in assisted living should be budgeting between $88,000 and $100,000 to cover the cost of care if the individual ages, and dies in place.  Those estimates should be increased between 3 and 5% annually. 

Consumer support / Assisted Living Information

It's a common question:  Who pays for care in assisted living facilities?  Medicare?  Medi-Cal?   Assisted living is considered a 'non-medical' care model, therefore there is no health insurance benefit that covers assisted living services.  Assisted living services are private pay.  Funds for 'private pay' come the individual's pensions, investments, savings, and sometimes - long term care insurance.  Individuals considering placing themselves or their loved ones in assisted living should be budgeting between $88,000 and $100,000 to cover the cost of care if the individual ages, and dies in place.  Those estimates should be increased between 3 and 5% annually. 

Consumer support / Assisted Living Information

It's a common question:  Who pays for care in assisted living facilities?  Medicare?  Medi-Cal?   Assisted living is considered a 'non-medical' care model, therefore there is no health insurance benefit that covers assisted living services.  Assisted living services are private pay.  Funds for 'private pay' come the individual's pensions, investments, savings, and sometimes - long term care insurance.  Individuals considering placing themselves or their loved ones in assisted living should be budgeting between $88,000 and $100,000 to cover the cost of care if the individual ages, and dies in place.  Those estimates should be increased between 3 and 5% annually. 

Consumer support / Assisted Living Information

Sooner or later, we all confront the driving issue - whether for ourselves or for a family member.  To drive, or not to drive is an emotionally-charged issue, mostly because to drive means independence, and not driving means loss of independence.  If we continue behind the wheel, how do we stay safe?  And if we give up the keys, what are our options for staying active, engaged and staying a vibrant part of our community.  Big questions to be sure.  We link to the July 2017 Consumer Reports Article.