Insurance: Liability

Whether to carry liability insurance is no longer left to the discretion of the licensee.  Effective 7/1/2015 there is a law requiring every RCFE in the state to carry liability insurance compliant with the statute, Health and Safety Code 1569.618 (c).  

Because this is a new requirement, CARR recommends that consumers ask the licensee to produce proof of insurance to be assured the facility has the coverage required under the new law:  $1,000,000 per occurrence, and $3,000,000 in aggregate.  

Notes in italics represent the views and/or experience of CARR regarding this topic and/or regulation..